Understanding
ACA Eligibility
At AffordiGo, our goal is to ensure everyone has access to affordable health coverage, promoting equal opportunities for all. The Affordable Care Act (ACA) was designed to expand access to health insurance, benefiting millions of Americans. Below, you'll find the criteria necessary to qualify for ACA benefits.
Eligibility Requirements
To access ACA benefits through our service, you need to meet these criteria:
- A valid government-issued driver's license or ID is required to apply
- Must have a taxable household income
- If an applicant is married, she/he must file jointly with their spouse
- Cannot be claimed as a dependent
- Can't be jailed or incarcerated
- Cannot have health coverage with an employer
- Must be between the ages 19-64 (*65+ Medicare)
Qualifying Based on Income
Medicaid stands as a pivotal healthcare initiative, funded jointly by federal and state governments, with the primary goal of extending essential healthcare coverage to low-income individuals and families. To ascertain eligibility for Medicaid through our service, please thoroughly review the detailed criteria outlined in the table:
What To Expect
Securing health coverage through ACA begins with a few simple clicks! Once you provide essential qualifying information, a Licensed Insurance Agent will reach out to assist with submitting the necessary documentation to ensure you receive benefits. Our goal is to simplify the process of obtaining coverage for our customers. Below, you’ll find detailed information outlining what to expect during the signup process.
Step 1: Complete the Online Form
Start your application process by completing our online form, providing your personal and financial details.
Step 2: Review by Licensed Insurance Agent
Step 3: Verification and Enrollment
A Licensed Agent will reach out to you via phone to initiate the verification and enrollment process. They will provide guidance through each step and address any questions you may have along the way.
Step 4: Submission to Healthcare Provider
Once verification is complete, your documentation will be forwarded to the healthcare provider of your choice. This will initiate the process of receiving your ACA benefits.
Can I Get Coverage Under The ACA If I Have Medicaid?
Although you cannot simultaneously receive both Medicaid and ACA benefits, certain circumstances may qualify individuals and families for ACA coverage, even if they are currently enrolled in Medicaid:
- Someone making less than $21,000 and their Medicaid is about to expire
- Someone making less than $21,000 and their filing status is changing
- Your household makes less than $21,000, but you are starting a new job within 90 days.
By understanding and familiarizing yourself with the qualifying criteria, adhering to the outlined eligibility guidelines, and completing the application process, you can secure comprehensive health coverage through the ACA. Our team is dedicated to supporting you with the resources you need, ensuring a smooth and stress-free enrollment experience. Trust AffordiGo for your healthcare needs—take the first step towards affordable coverage today!